Learn About Your Investment Fund Options Here are brief summaries of each of your NERT investment options. To read each fund's prospectus, click on the highlighted fund name. To review Euclid's detailed analysis of each fund, click on "more fund info."

Guaranteed Fund Investment Advisor: Nationwide Provident Life Insurance Co. Objective: The Nationwide Provident Fixed Income Fund offers a high level of income with guaranteed rates of return. The Fund invests in high quality investment grade issues such as public bonds, private placements and commercial mortgages. Principal in the fund is guaranteed, and interest rates are declared in advance and are guaranteed for the contract year. Government Securities Fund Investment Advisor: Wells Fargo Objective: The Wells Fargo Government Securities Fund seeks to produce total return by investing for a high level of current income with a moderate degree of share price fluctuation. The Fund normally invests at least 80% of its total assets in U.S. government securities. more fund info Corporate Bond Fund Investment Advisor: Wells Fargo The Wells Fargo Corporate Bond Fund seeks total return by investing for a high level of current income with a moderate degree of share price fluctuation. The Fund invests primarily in investment grade corporate debt obligations. more fund info Balanced Fund Investment Advisor: Wellington Management Company Objective: The Vanguard Wellington Fund seeks long-term capital appreciation and income by varying the allocation of assets of the Portfolio among stocks, corporate bonds, government, growth and income, and money market funds. It is designed for conservative investors who are seeking a balanced investment program offering relative capital stability, a reasonable level of income and the potential for capital appreciation while limiting investment risk. more fund info Real Estate Investment Advisor: Principal Global Advisors Objective: The Principal US Property Account Seeking long-term capital appreciation and income by varying the allocation of assets of the Portfolio among stocks, corporate bonds, government, growth and income, and money market funds. more fund info The Pioneer Cullen Fund Investment Advisor: Pioneer Investment Management, Inc. Objective : The Pioneer Cullen Fund restricts itself to the large/mid capitalization value sector of the equity markets.  Value is commonly defined as lower P/E and price to book multiples, but can include other factors S&P 500 Index Fund Investment Advisor: Vanguard Core Management Group Objective: The Vanguard Index Fund seeks to mirror the performance of the Standard and Poor's 500 Composite Stock Price Index (the "S&P 500 Index"), which emphasizes large capitalization companies. The fund is designed for long-term investors seeking the advantages of a low-cost, "passive" approach for investing in a diversified portfolio of common stocks. more fund info The Husic Capital Growth Fund: Investment Advisor: Husic Capital Management Objective: Husic Capital Management The Husic Capital Growth Fund seeks to take advantage of emerging industries and technologies by investing in the companies developing these products and services Foreign Bonds Investment Advisor: Pimco Objective: The Pimco Foreign Bond Fund seeks maximum total return, consistent with preservation of capital. The fund invests at least 80% of assets in Fixed Income instruments issued outside the United States Artisan International Fund Investment Advisor: Artisan Partners Limited Partnership Objective: The Artisan International Fund provides investors with diversified exposure to the international equity markets, across capitalizations and regions, with a focus on well-managed growth companies. The Fund seeks to identify companies with sustainable growth of 10% to 40% annually; valued at a price/earning ratio at a discount to the expected growth rate; strong industry presence with a dominant or accelerating position; and effective management with a focus on shareholder value. more fund info The FBR Focus Fund Investment Advisor: FBR Objective: The FBR Focus Fund The FBR Focus Fund focuses exclusively on smaller public companies.  The fund is free to move between growth and value depending on where opportunities exist.